Top Tips for Flood Damage

In: Claims Settlement|Commercial Insurance|Fire and Flood|General Insurance

21 Nov 2009

Disconnect any external or internal power at ground level

Do not dispose of any debris until your insurers have seen damage

Remove soft furnishings and floor coverings to dry store

Clear all drainage routes around the property and expose further drainage routes if possible

Secure your premises if it is flooded, there is nothing you can do!

Prepare for a long slow drying process

Consider yourself & your family, this may cause stress and shock for young and old alike

Don’t forget your pets

Start repairing only when you are happy that the building is fully dry, this could take 3-4 weeks.

Temporary accommodation is insured by your policy, you should use it while this is happening

Temporary storage facilities are useful now

Don’t forget the hygiene issues in flooded properties

Dry rot should be treated as part of the drying out process

Keep a close eye on the building during drying out process for cracking or movement

Notify your insurers and be patient

Use a Loss Assessor!!

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About this blog

This blog has been established to give you free and practical advice on insurance, what to do in the event of a claim and how to prevent it in the first place. Every week you will find a new and insightful post on topics ranging from preventing burglary in your home to ensuring your business has adequate cover. With over 25 years experience of dealing with disasters and disaster management, Sean will give you the benefit of his experience so that you can avoid common insurance pitfalls.

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