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Sean Cleary was interview recently by The Grapevine with Benen Tierney on Castlebar Community Radio. This interview is a great introduction to Loss Assessing and what it entails. To listen to the interview just click on the link below. We welcome your comments. Click here to listen to the interview

Eircom PhoneWatch have recently published their 10th annual Burglary Report revealing an 8.5% increase on last year’s figures. Over the ten years that they have been carrying out their surveys over €700m worth of goods have been stolen from Irish homes. Speaking at the launch of the report Eoin Dunne, Chief Executive of Eircom PhoneWatch [...]

Over the years we have dealt with a very large number of household claims. When dealing with large settlements we have discovered surprisingly, time and time again, that the insured will not be aware of the banks interest on their property. If there is a mortgage on your home your bank will have an interest in [...]

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The recent events in Donegal were very mild in comparison and according to the School of Cosmic Physics in the Dublin Institute of Advanced Studies these mild quakes are no indication of a build up to any major event. In fact, most quakes in Ireland are due to the settling and easing of faulted rock stress and are in no way related to fault lines.

Your buildings insurance will pay for repair work for the damage done to your property. Most things are covered, apart from the excess but a few areas like gates, fences and shrubs are not normally insured. Your independent loss assessor can advise you in regard to your particular policy. If the worst has happened and you are unable to live in your home most household insurance policies will pay towards equivalent alternative accommodation for several months while repairs are being made.

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Sean Cleary, of Cleary’s Loss Assessors advises that you always heed flood warnings, ensure that you have cover in place on your policy for flooding and revise your sums insured annually. If you do experience flooding, appoint an independent loss assessor to settle your insurance claim on your behalf.

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Every year 46 people die in the Republic of Ireland as a result of fire. Over 1,000 are seriously injured from smoke inhalation and burns and millions of euro’s worth of damage is caused. Sadly, most of these incidents could have been avoided given a basic level of fire safety awareness. A fire in the home can have horrific consequences including death or serious injury, psychological trauma and financial and sentimental loss.

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Most day-time burglary’s take place in unoccupied homes, windows are the most commonly used entry point so make sure that you secure all windows and doors before you leave home or go to bed. It is worthwhile to examine all external window and door locks and make sure that they are in good repair and are of good quality. Replace or repair what is not up to scratch.


About this blog

This blog has been established to give you free and practical advice on insurance, what to do in the event of a claim and how to prevent it in the first place. Every week you will find a new and insightful post on topics ranging from preventing burglary in your home to ensuring your business has adequate cover. With over 25 years experience of dealing with disasters and disaster management, Sean will give you the benefit of his experience so that you can avoid common insurance pitfalls.

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