Storm Damage in Lahinch and Salthill

The storms last night in Lahinch and Salthill in Galway have left homes and businesses in ruins. It will take some time to estimate the damage.

Clearys Loss Assessors can assist you with any claim that you may have in relation to property damage, structural or flood.

Call our office today on 1850 28 1850

 

 

Leaked Oil seeps through to Neighbours Semi-D – A Case Study

What do do if you detect an oil leak from your tank or associated pipes.

The problem was discovered in the adjoining property and until detailed investigations took place, no one knew the source of the small or the extent of the contamination. The two neighbours had two different Insurance Companies which meant two different teams of people dealing with the event as if it were two separate and individual problems. The Insurance Companies made the whole issue more difficult because neither would accept liability initially. Both insurers argued that it was the others problem. Eventually, the escape of oil was deemed accidental and there was no negligence on the part of either paty and therefor no payment arose under the public liability section of the policy. At this point both insurance companies paid for the de-contamination work by the specialist environmental clean=up companies in the properties they insured. The clean up process must first involve sampling from the ground below the building, the building fabric itself and of course the air in the building. This process produces evidence of the measure of the contamination and the extent of the contamination plume. From this evidence, all parties may then agree the specification for the technical clean-up work and any demolition, removal and rebuilding work required to the building. Even in domestic situations, this clean up process may take 3-6 months where the property is probably unusable. At the end of the repair work, the premises will again need to be tested for any residual contamination (especially the air) for certification that the environmental measures are within acceptable limits i.e that the clean up has worked. Clearly the householder in this type of case requires specific specialised expert advice to avoid the many pitfalls that can arise. Call us today on 1850 28 1850