On the Grapevine with Benen Tierney

Sean Cleary was interview recently by The Grapevine with Benen Tierney on Castlebar Community Radio. This interview is a great introduction to Loss Assessing and what it entails. To listen to the interview just click on the link below. We welcome your comments. Click here to listen to the interview

Your Personal Journey through A Major Insurance Claim

1. Shock – for you and your family, both physically and financially. It is not nice to read, but this is a definite consequence of a fire, flood, burglary or any other unforeseen misfortune. Shock can result in the need for medical assistance for the more vulnerable and the young.

2. Uncertainty – No one will tell you what will happen next. You would expect to be surrounded by accurate information at this vulnerable time but this is very hard to get. Don’t be surprised if the people working for your Insurance Company are evasive, slow to respond, elusive and unable to be definitive. You are not their concern. The Insurance Company is. A decision or acceptance to liability may take months!

3. Frustration – Gardai may carry out an investigation e.g. Scene of Crime or Forensic Investigation. This can be a slow process, with lack of follow up and often no result or satisfactory conclusion. You the owner may be the last person to receive any information. Continue reading

Protect your home this winter

The winter months are a peak time for burglaries in Ireland. With this crime on the rise we have put the following tips and advice together so that you can do all in your power to avoid this menace.

Outside the Home:

Potential intruders will look for signs of carelessness around your property that identify you as an easy target. It does not take a lot of effort to make your home appear less appealing.

  • Never leave shed doors or gates open, keep them closed and locked.
  • Keep all valuables such as bikes and tools locked away, out of sight.
  • Never, ever, leave keys outside under a mat or a plant pot. If you have to leave them for someone, ask a neighbor.
  • Never leave ladders or bins (these can be climbed too) outside or unsecured. Continue reading

10th Eircom PhoneWatch Published

Eircom PhoneWatch have recently published their 10th annual Burglary Report revealing an 8.5% increase on last year’s figures. Over the ten years that they have been carrying out their surveys over €700m worth of goods have been stolen from Irish homes.

Speaking at the launch of the report Eoin Dunne, Chief Executive of Eircom PhoneWatch commented “Over the ten years that we have reported on burglary in Ireland, one insight remains constant – burglary regardless of boom or bust is a crime phenomenon, which is simply not going away. The figures consistently demonstrate that the vast majority of burglaries take place while the home is occupied, thus increasing the risk of confrontation and personal danger, so it is of particular importance that people become more security aware while they are in the home. This year’s findings also indicate that burglars are more audacious than ever. As the winter months approach, which over the past ten years has been the busiest for burglars home owners need to be aware that there are simple measures that can be introduced today to make their home more secure”. Continue reading

Earthquakes! In Ireland?!

You may or may not be aware of them, but from time to time earthquakes occur in Ireland. Their frequency is rare and their impact is minimal but did you know that almost all insurance policies cover them?

On Tuesday and Wednesday the 26th and 27th of January this year Donegal was hit by two minor quakes measuring 1.5 and 1.7 respectively on the Richter scale.  This brought the number of quakes in Donegal in January to 3! Quakes in Ireland are nothing new, in 1984, an earthquake hit Dublin which measured 5.5 on the Richter scale. This is the largest ever recorded in Ireland. The aftershocks from this quake measured up to 4 on the Richter scale. Continue reading

Burglary – Simple steps to lessen your risk

Burglary – A crime on the rise.

According to the 2008 Eircom Phonewatch Burglary Report, burglaries in Ireland increased by a whopping 32% over a one year period. In this post, we are going to give you some good advice on how to minimize your risk of becoming a victim of this crime. Firstly we will take a look at some of the figures from the Eircom Phonewatch report.

Between June 2007 and June 2008 over €100m worth of goods were stolen from Irish homes, give that figure a moment to sink in, €100m! The report also showed that a staggering 80% of burglaries took place while occupants are in the home. Continue reading