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We will rebuild
In: Uncategorized
27 Jan 2012
Winter Flooding 2011
In: Commercial Insurance|Fire and Flood|Headline|Protect Your Home
25 Oct 2011With the Floods of 2009 in Mind we find ourselves coming into that time of the year again.
Read the rest of this entry »
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Summertime- By the Fire
4 Aug 2011
Given that the weather is supposed to “improve”- a phrase I use lightly- during the summer months, the most common type of property damage claims are fire related. Read the rest of this entry »
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Insurance Policy Health Check
In: Uncategorized
26 Jul 2011
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In the current Economic Climate, a major loss can end a company, particularly if the company is not accurately insured.
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Holiday Season- Secure your Home
7 Jun 2011
Summertime is here again and you might be planning a break away from our Irish weather. Protecting your home is essential this summer, particularly if you are going away. Read the rest of this entry »
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This post is a follow up to our article on Your Personal Journey Through an Insurance Claim (read here), have a read of this post if you have not already.
1. Certain documents need to be produced:
a) Garda File set up and letter to the insurers confirming the insured is not implicated in the investigation.
b) Forensic Report.
c) Loss adjusters Preliminary Report advising insurers on liability. Read the rest of this entry »
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On the Grapevine with Benen Tierney
In: Claims Settlement|Featured|General Insurance|Value At Risk
16 Nov 2010
Sean Cleary was interview recently by The Grapevine with Benen Tierney on Castlebar Community Radio. This interview is a great introduction to Loss Assessing and what it entails. To listen to the interview just click on the link below. We welcome your comments. Click here to listen to the interview
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- Tags: claims, Commercial Insurance, General Insurance, loss adjuster, loss assessor, Value at Risk
1. Shock – for you and your family, both physically and financially. It is not nice to read, but this is a definite consequence of a fire, flood, burglary or any other unforeseen misfortune. Shock can result in the need for medical assistance for the more vulnerable and the young.
2. Uncertainty – No one will tell you what will happen next. You would expect to be surrounded by accurate information at this vulnerable time but this is very hard to get. Don’t be surprised if the people working for your Insurance Company are evasive, slow to respond, elusive and unable to be definitive. You are not their concern. The Insurance Company is. A decision or acceptance to liability may take months!
3. Frustration – Gardai may carry out an investigation e.g. Scene of Crime or Forensic Investigation. This can be a slow process, with lack of follow up and often no result or satisfactory conclusion. You the owner may be the last person to receive any information. Read the rest of this entry »
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- Tags: Burglary, claims, General Insurance, home insurance, insurance claim, loss adjuster, loss assessor, security
Protect your home this winter
In: Claims Settlement|General Insurance|Protect Your Home|survey
20 Oct 2010
The winter months are a peak time for burglaries in Ireland. With this crime on the rise we have put the following tips and advice together so that you can do all in your power to avoid this menace.
Outside the Home:
Potential intruders will look for signs of carelessness around your property that identify you as an easy target. It does not take a lot of effort to make your home appear less appealing.
- Never leave shed doors or gates open, keep them closed and locked.
- Keep all valuables such as bikes and tools locked away, out of sight.
- Never, ever, leave keys outside under a mat or a plant pot. If you have to leave them for someone, ask a neighbor.
- Never leave ladders or bins (these can be climbed too) outside or unsecured. Read the rest of this entry »
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- Tags: Burglary, claims, General Insurance, home insurance, insurance claim, loss assessor, Phonewatch, survey
About this blog
This blog has been established to give you free and practical advice on insurance, what to do in the event of a claim and how to prevent it in the first place. Every week you will find a new and insightful post on topics ranging from preventing burglary in your home to ensuring your business has adequate cover. With over 25 years experience of dealing with disasters and disaster management, Sean will give you the benefit of his experience so that you can avoid common insurance pitfalls.
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- Commercial Insurance (13)
- Featured (8)
- Fire and Flood (13)
- General Insurance (24)
- Claims Settlement (18)
- Headline (2)
- poll (1)
- Protect Your Home (15)
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- Uncategorized (6)
- Value At Risk (6)
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- We will rebuild
- Winter Flooding 2011
- Summertime- By the Fire
- Insurance Policy Health Check
- Do You Know your Value at Risk?
- Holiday Season- Secure your Home
- The Lifetime of an Insurance Claim – What happens next?
- On the Grapevine with Benen Tierney
- Your Personal Journey through A Major Insurance Claim
- Protect your home this winter