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Archive for the ‘Protect Your Home’ Category
Winter Flooding 2011
In: Commercial Insurance|Fire and Flood|Headline|Protect Your Home
25 Oct 2011With the Floods of 2009 in Mind we find ourselves coming into that time of the year again.
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Summertime- By the Fire
4 Aug 2011Given that the weather is supposed to “improve”- a phrase I use lightly- during the summer months, the most common type of property damage claims are fire related.
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Holiday Season- Secure your Home
7 Jun 2011Summertime is here again and you might be planning a break away from our Irish weather. Protecting your home is essential this summer, particularly if you are going away.
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Protect your home this winter
In: Claims Settlement|General Insurance|Protect Your Home|survey
20 Oct 2010The winter months are a peak time for burglaries in Ireland. With this crime on the rise we have put the following tips and advice together so that you can do all in your power to avoid this menace. Outside the Home: Potential intruders will look for signs of carelessness around your property that identify [...]
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- Tags: Burglary, claims, General Insurance, home insurance, insurance claim, loss assessor, Phonewatch, survey
10th Eircom PhoneWatch Published
In: Claims Settlement|Featured|General Insurance|Protect Your Home|survey
10 Oct 2010Eircom PhoneWatch have recently published their 10th annual Burglary Report revealing an 8.5% increase on last year’s figures. Over the ten years that they have been carrying out their surveys over €700m worth of goods have been stolen from Irish homes. Speaking at the launch of the report Eoin Dunne, Chief Executive of Eircom PhoneWatch [...]
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- Tags: Burglary, claims, General Insurance, home insurance, insurance claim, Phonewatch, security, survey
The Bankers Interest
24 Sep 2010Over the years we have dealt with a very large number of household claims. When dealing with large settlements we have discovered surprisingly, time and time again, that the insured will not be aware of the banks interest on their property. If there is a mortgage on your home your bank will have an interest in [...]
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Earthquakes! In Ireland?!
In: Claims Settlement|Featured|General Insurance|Protect Your Home|Uncategorized
2 Feb 2010The recent events in Donegal were very mild in comparison and according to the School of Cosmic Physics in the Dublin Institute of Advanced Studies these mild quakes are no indication of a build up to any major event. In fact, most quakes in Ireland are due to the settling and easing of faulted rock stress and are in no way related to fault lines.
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- Tags: claims, donegal, earthquake, insurance
Flood victims may be jilted by insurers Sunday Independent November 29 2009
In: Claims Settlement|Fire and Flood|General Insurance|Protect Your Home
2 Dec 2009Just like August 2008, much of the flooding of the last three weeks occurred in areas never before considered at risk of floods. If you’re a flood victim whose home has never previously been flooded, your insurer will usually cover the five-figure bill you may be facing for damage. But if your flood is the first of many, you may have no choice but to foot the huge bill for future flood damage yourself
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The Devil is in the Detail
In: Claims Settlement|Commercial Insurance|Fire and Flood|General Insurance|Protect Your Home|Value At Risk
19 Nov 2009Insurance companies, like any other business, are there to maximise profits, it is their duty to their shareholders to do so. In the event of a claim, insurance companies try to minimise the amount that they pay out through the strict enforcement of policy terms and conditions. Insurers use little known devices such as the ‘rule of average’.
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Assessors and Adjusters
In: Claims Settlement|Commercial Insurance|Fire and Flood|General Insurance|Protect Your Home
29 Oct 2009Neither the insurance company nor the loss adjuster appointed by the insurance company will prepare or help you to prepare your claim. Under the terms set out in your policy it is up to you to work out the full extent of your loss and submit a properly documented claim to your insurers. You must do this at your own expense.
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About this blog
This blog has been established to give you free and practical advice on insurance, what to do in the event of a claim and how to prevent it in the first place. Every week you will find a new and insightful post on topics ranging from preventing burglary in your home to ensuring your business has adequate cover. With over 25 years experience of dealing with disasters and disaster management, Sean will give you the benefit of his experience so that you can avoid common insurance pitfalls.
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- We will rebuild
- Winter Flooding 2011
- Summertime- By the Fire
- Insurance Policy Health Check
- Do You Know your Value at Risk?
- Holiday Season- Secure your Home
- The Lifetime of an Insurance Claim – What happens next?
- On the Grapevine with Benen Tierney
- Your Personal Journey through A Major Insurance Claim
- Protect your home this winter